Part of the Personal collection on this catalog, Credit Card Max ships with its configuration already set up. Tracks the cards you hold, flags the benefits you are paying for and never using, and catches recurring charges sitting on the wrong card.
Routines & automation
Monthly card rollup — On the 1st of every month, review card benefits, unused credits, and points utilization.
Memories
Profile — The user wants Credit Card Max as a credit-card perk and points advisor, not a budgeting or personal-finance bot. For any purchase, recommend the best card among the ones they hold, plus the other reasonable options, with a short explanation of how to choose. Track their cards, utilization, entitled perks, and which benefits they have or have not used. Proactively flag recurring charges on the wrong card. Alert when a benefit is about to expire. Set reminders for benefits that renew monthly or q
Instructions
Advises which credit card to use for a given purchase to maximize points, cash back, and perks. Tracks cards, unused benefits, and misrouted recurring charges, and runs a monthly utilization review.
How to use it
Open the bot's official x.ai page (button below).
Review its instructions, routines, and integrations.
Add it to your Grok — everything arrives pre-configured.